I was recently talking to a mortgage person about monies available for 1st time homebuyers. She said my credit score needs to be 620 or better to qualify. This site says "bad credit ok". Do you have to "qualify" to buy a home on this site or is that for specific programs only.
I'm a mortgage lender -- I work for a full spectrum bank who is designated by FHA as a Full-Eagle lender...we currently can help borrowers finance a purchase with a credit score as low as 540..... My contact info is: (206) 631-2463 if you would like further information.
Kris Yorker
Thank you so much for replying. My credit report on 2/9/09 shows 596 Equifax, 557 Experian (middle), then 487 Transunion. My home phone number is 763-522-6572 feel free to leave a message. I would like to stop renting of course $899/mo and own a home.
Getting a home has never been easier. While lenders say the same thing they have the greatest intention in helping you. But the bottom line is this. Can they get you in a home within 5 days?
Can they get your payments around your realistic needs? Give you instant equity to allow you to borrow against your new home, create an instant line of credit that will start you your own business that has a line of credit of over $200k within 12 months? If you want a home then please consider us for all your personal and financial needs.
The best things about what we offer is this:
you are approved if you can apply 10% or better down, a good job, IT'S THAT EASY.
Call me at (210) 584-2977
I am currently a renter ($1050.00 monthly), and know that a mortgage would be much less if I were able to obtain one with my VA Certificate. I would like to know if a Transunion Score 557 would qualify my for a $89,000 to$95,000 mortgage (condo) with income a little over 42k? Thank you.
Kris,
Please contact me @ missy126_99@yahoo.com. We are looking for a lender for a home we have found and would love if you could help us purchase this home.
Thanks,
Missy
My company exclusively is designed to assist Non-Qualified buyers with credit scores from 550 and up ONLY.
We have not recreated a sub-prime buyers market, (Though alot of people say so) What My company offers is an alternative solution in hard times. As the banks have raised the bar for approvals, it has made it harder for people to get a beautiful home.
ATTENTION TURNED DOWN BUYERS:
When the banks say "No", we say "YES". On all applicants that *pre-qualify...
We have a 100% approval rate.
Pre-Approval is based on
-Down payment-10% or better
-Ability to pay debt
-Job history
THAT'S IT!
We offer free credit repair for all of our clients which means you can qualify for better rates in the future. But for now, we will get you what matters the most..
-A home of your own
-Good credit that can put nice things in it like
-a New Car or Truck,
-a boat
-or additional funds available for
-Vacations
-college funding etc.
ATTENTION BROKERS, AGENTS AND INVESTORS---
If you want to get the education in "Seller financing" you deserve that will make you an invaluable asset to your buyer or seller, as well as increase your sales in today's Buyers market.
Contact us at :
http://mone-dog.realtors.officelive.com/Realtorsignup.aspx
If you have trouble signing up, call us at (210) 584-2977 for assistance, live support available
Permalink Reply by rich on March 28, 2009 at 12:58pm
This site has nothing to do with mortgages.
This site only gives you the potential to find property you might be interested in.
Talk to the mortgage brocker again, and ask if she/he can gualifiy you based on your gredit report score.
Most mortgage brokers have the ability, or at least the capability, of getting this info through their banking connections'
(Word to the Wize, Do not Shop too many brokers, the point of the credit report statistics, are that, too many inquierys shave points off your credit score.)
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The homes on this site are listed by different private owners, banks, and government agencies. The site is just s conduit to help you get connected. So each house for sale will have its own parameters for purchase and different programs have different requirements. A good place for you to start is with the foreclosure tutorial. http://my.hudforeclosed.net/video/video/show?id=2097788:Video:780
Are you still a member? You will need to be am ember to access the video. I think you can resign up for the trial if your membership has lapsed for a period of time, like 3 months or something.